

All About Credit

Credit cards & interest rates…oh my!


Getting a loan is more than just filling out an application. Being approved is not just about a good credit score and a big income, either. Learn what other factors come into play...

The Benefits of a Credit Card
“Credit cards always lead to trouble,” some people say. But there are some reasons why a credit card can be beneficial and a good thing to have.
Accounts & Services

I have one for heating oil, one for vacations/trips, and I just opened one for miscellaneous expenses like registering my car, paying my sewer bill, etc. Read Post

Whether you are taking a cross-country road trip or cruising to foreign countries, there are some steps you can take to help keep your finances safe. READ POST


Fraud alerts are an important part of managing your accounts and keeping them safe. In this article, we'll share how they work, what triggers them and more. Read Post

Pending...Not Pending...Gone!

A few years ago, my son decided to clean out a drawer full of miscellaneous paperwork and mail. “Ma – do I need to keep all of these bank statements?” his text read. Read post


If you’ve ever heard people talking about credit union high-yield savings accounts but aren’t sure what they mean, then this is the blog for you! Read Article
Finances in General

I think I’ve always managed my money fairly well. But I spent many, many years living paycheck to paycheck and having to borrow from my parents if something came up…

Here's part two of our financial wellness article. Learn how OFCU supports financial education in our communities.


I started working at the very young age of 13, and since then I have always had a job. Unfortunately, when I first started earning money, no one ever suggested to me to save any of it. Read Post

Yes - online shopping has made my life, and most likely yours, easier. But, it has also made it easier for fraudsters to steal our money and our information. Read post

Hmm… probably not. Have you been the victim of a survey scam that landed in your email? You’re definitely not alone. Our Plastic Card Coordinator, Kelly, had this to say… Read Post

What’s the difference between fraud and a scam?
Most people use fraud and scam as interchangeable terms, but there is a difference between the two. Read Article

With scams getting even harder to spot, you need to know (and remember!) what your credit union or bank will never ask of you. Read Article


Everyone loves quick and easy and these apps can move money with a few clicks. But, there are some risks to be aware of when using them. Read Article


Learn why this age group is choosing to park its money at credit unions rather than big commercial banks. Read Article
All Things OFCU

We really love spreading the love! Learn about the support we provided to our communities this spring. Read Post


Learn how we are trying to support recovery efforts in western Maine. Read Post