Our Visa® credit cards are everything you want them to be.
They're great travel companions. They're perfect for shopping trips. They save you money and they look out for your security 24/7. Whether you choose a card for its great rate or to boost your credit score, the OFCU Visa is the perfect card for all occasions.
- Fixed interest rates as low as 6.9%*
- No annual fee, cash advance fee or balance transfer fee
- Fully manage your account within OFCU's digital banking (online or app)
- Our Visa is contactless and all account information, including your name, is on the back of the card
- 24/7 fraud monitoring (phone, text and email)
- Visa Zero Liability means you're not held responsible for unauthorized purchases
- Easily apply for your Visa credit card online, within digital banking or by calling 800.991.9219.
Share Secured Visa Credit Card
Our Share Secured Visa is the perfect option when you are just starting out and trying to establish credit. It has a spending limit tied to the funds you have secured in your OFCU Share/Savings account and a low rate of 4.9%. It's a great way to repair or improve your credit score, too!
Easy Application Process
- Conveniently apply for your Visa credit card online, within digital banking or by calling 800.991.9219
- Sign all documents electronically – there's no need to come into an OFCU branch
- We make quick decisions on applications - typically within 24 hours
- Support and assistance available from our on-site Visa specialist
Read the Visa application disclosure.
Read the Visa cardholder agreement.
*The Unsecured Visa interest rate is determined by credit score, and can be as low as 6.9% annual percentage rate, calculated at the periodic rate of .575% per month. The maximum interest rate is 17.9% annual percentage rate, calculated at the periodic rate of 1.492%.
The Share Secured Visa Finance Charge (interest) is calculated at the periodic rate of .408% per month, which is an Annual Percentage Rate of 4.9%. For a full disclosure contact Oxford Federal Credit Union.
Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.