Our Visa® credit cards are everything you want them to be.
They're great travel companions. They're perfect for shopping trips. They save you money and they look out for your security 24/7. Whether you choose a card for its great rate or to boost your credit score, the OFCU Visa is the perfect card for all occasions.
- Fixed interest rates as low as 6.9%*
- No annual fee, cash advance fee or balance transfer fee
- Fully manage your account within OFCU's digital banking (online or app)
- Our Visa is contactless and all account information, including your name, is on the back of the card
- 24/7 fraud monitoring (phone, text and email)
- Visa Zero Liability means you're not held responsible for unauthorized purchases
- Easily apply for your Visa credit card online, within digital banking or by calling 800.991.9219.
Use this calculator to see how much difference a lower interest rate makes!
Share Secured Visa Credit Card
Our Share Secured Visa is the perfect option when you are just starting out and trying to establish credit. It has a spending limit tied to the funds you have secured in your OFCU Share/Savings account and a low rate of 4.9%. It's a great way to repair or improve your credit score, too!
Easy Application Process
- Conveniently apply for your Visa credit card online, within digital banking or by calling 800.991.9219
- Sign all documents electronically – there's no need to come into an OFCU branch
- We make quick decisions on applications - typically within 24 hours
- Support and assistance available from our on-site Visa specialist
Read the Visa application disclosure.
Read the Visa cardholder agreement.
*The Unsecured Visa interest rate is determined by credit score, and can be as low as 6.9% annual percentage rate, calculated at the periodic rate of .575% per month. The maximum interest rate is 17.9% annual percentage rate, calculated at the periodic rate of 1.492%.
The Share Secured Visa Finance Charge (interest) is calculated at the periodic rate of .408% per month, which is an Annual Percentage Rate of 4.9%. For a full disclosure contact Oxford Federal Credit Union.
Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.