Our Visa® credit cards are everything you want them to be.
- Fixed interest rates as low as 6.9%*
- No annual fee, cash advance fee or balance transfer fee
- ScoreCard Rewards program turns purchases into statement credits, discounts on gas, travel services and more
- Online account management
- Easily added to your digital wallet for mobile payments
- 24/7 fraud monitoring (phone, text and email)
- Visa Zero Liability means you're not held responsible for unauthorized purchases
- Easily apply for your Visa credit card online, within digital banking or by calling 800.991.9219.
- Conveniently apply for your Visa credit card online, with our mobile app or by calling 800.991.9219
- Sign all documents electronically – there's no need to come into an OFCU branch
- We make quick decisions on applications - typically within 24 hours
- New cardholders receive a welcome letter and email to assist with mobile and online account registration
- Support and assistance available from our on-site Visa specialist
Already a cardholder? Click here to create a ScoreCard Rewards account.
Read the Visa application disclosure.
*The Unsecured Visa interest rate is determined by credit score, and can be as low as 6.9% annual percentage rate, calculated at the periodic rate of .575% per month. The maximum interest rate is 17.9% annual percentage rate, calculated at the periodic rate of 1.492%.
The Share Secured Visa Finance Charge (interest) is calculated at the periodic rate of .408% per month, which is an Annual Percentage Rate of 4.9%. For a full disclosure contact Oxford Federal Credit Union.
Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.