Recreational Loan

Experience all that Maine has to offer.

From the mountains and lakes to the rocky coastline, Maine is an adventure just waiting to happen. At Oxford FCU, we want our members to make memories – not high loan payments. With our affordable loans, you can get a motorcycle for spring touring, a boat for summertime cruising, a motor home for fall leaf-peeping or a snowmobile for making long winters, well…shorter!

  • Loans for RVs, ATVs, travel trailers, motorcycles, snowmobiles, boats, and personal watercraft
  • Financing also available for tractors and riding mowers
  • Low rates for both new and used recreational vehicles
  • Flexible repayment plans help keep your monthly payments where you want them
  • No application fees and quick loan decisions
  • Apply for loan pre-approval so you can shop conveniently and confidently
  • Refinance your loan from another lender with the people you trust
  • All loans serviced locally by OFCU

Get Started
You can easily apply for a loan online, within digital banking, or by calling us at 1.800.991.9219. 

Guaranteed Auto Protection (GAP Plus)
For just a few dollars a month, Guaranteed Auto Protection (GAP Plus) can provide a big financial boost if your recreational vehicle is stolen or damaged beyond repair.

  • The fact is, all vehicles lose value quickly, and there's a good chance your insurance settlement would be less than your loan balance
  • GAP Plus makes up the dollar difference, sparing you from having to make payments on a vehicle you no longer can use
  • Affordable fees can be included in your monthly loan payment
  • GAP Plus can be added at any time before your loan is paid off
  • Protects your credit rating, allowing you to start fresh with a new vehicle purchase

Go beyond traditional GAP coverage. When you purchase TotalRestart, you'll receive a cash credit toward the purchase of a similar vehicle if your motorcycle, motorhome, boat, ATV or other recreational vehicle is stolen or damaged beyond repair.
Debt Protection
Debt Protection coverage protects your family and its finances in the event of a borrower's death or serious injury. In short, it can cover some or all of the remaining balance on many types of loans.  For added protection, Debt Protection with Life Plus can extend your coverage to address a wider range of circumstances.

  • Accidental dismemberment
  • Terminal illness
  • Hospitalization or family medical leave
  • Death of a non-protected dependent

Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.

Check out our special offers and promotions.