It’s your money. Wherever and whenever you want it.
You work hard for your money. You should be able to conveniently access it anywhere at any time. At Oxford FCU, our members enjoy fee-free checking accounts with all the features they expect and deserve.
- Free contactless Visa debit card that can be linked to your smartphone for mobile payments
- Digital banking for 24/7 account management, including mobile check deposit
- myCards in digital banking to control where and when your debit card is used
- No monthly fees and no minimum balance
- Overdraft protection options available
You can open an account online, stop by an Oxford FCU branch or call us at 800.991.9219. Here's a handy list of what you will need!
To report a lost, stolen or compromised debit/ATM card, call Oxford FCU at 1.800.991.9219 Monday - Friday from 8:30AM - 5:00PM. After business hours, call 1.800.472.3272.
To report a lost, stolen or compromised debit/ATM card, call Oxford FCU at 1.800.991.9219 Monday - Friday from 8:30AM - 5:00PM. After business hours, call 1.800.472.3272.
If you are a young adult (age 18-25), our OFCU4U spending account is just what you are looking for. Get all the features listed above with some extra perks thrown in just for you!
With Oxford FCU’s new SMARTstart spending account, tweens & teens can begin banking with a parent or guardian. In addition to the convenience the account offers, it's the perfect opportunity to teach kids how to manage their money and make good decisions.
OFCU is a proud participant of the Veterans Benefits Banking Program (VBBP). We are committed to offering products and services that make it easy for Veterans and beneficiaries to receive VA benefits electronically and manage their finances conveniently and securely.
If you happen to be a Veteran or beneficiary receiving federal monetary benefits from the VA and are looking for a safer way to receive your benefit payments, you can learn more about the Veterans Benefits Banking Program by visiting their website.
If you happen to be a Veteran or beneficiary receiving federal monetary benefits from the VA and are looking for a safer way to receive your benefit payments, you can learn more about the Veterans Benefits Banking Program by visiting their website.
Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.
FAQ
What is the best checking account for high earners?
The best checking account for high earners is one that makes everyday money management simple without adding unnecessary fees. Oxford FCU’s Checking Account is a great fit for members who want convenient access to their money, with no monthly fees, no minimum balance, a free Visa debit card, digital banking, mobile check deposit, and overdraft protection options. For larger balances you do not need for daily spending, pairing checking with a Money Market Account or Share Certificate may help your money work harder.
Are there any checking accounts that are designed for young adults?
Yes. Oxford FCU’s OFCU4U Spending Account is designed for young adults ages 18–25 who want a simple way to manage their money. It includes fee-free banking, digital banking, and overdraft forgiveness, making it a great fit for college students, first jobs, and everyday spending. For younger members, Oxford FCU also offers SMARTstart, a free spending account for kids and teens that is managed with a parent or guardian.