![hand with debit card terminal for payment](/assets/files/pAfmUsxy/CheckingDebit.jpg)
![hand with debit card terminal for payment](/assets/files/pAfmUsxy/CheckingDebit.jpg)
It’s your money. Wherever and whenever you want it.
You work hard for your money. You should be able to conveniently access it anywhere at any time. At Oxford FCU, our members enjoy fee-free checking accounts with all the features they expect and deserve.
- Free contactless Visa debit card that can be linked to your smartphone for mobile payments
- Digital banking for 24/7 account management, including mobile check deposit
- myCards in digital banking to control where and when your debit card is used
- No monthly fees and no minimum balance
- Overdraft protection options available
You can open an account online, stop by an Oxford FCU branch or call us at 800.991.9219. Here's a handy list of what you will need!
![free 4 me account](/assets/content/7ESpC08q/logo-free4me-circle.png)
OFCU’s Free4ME account is designed especially for young adults aged 18-25. Get all the cool features listed above, plus overdraft forgiveness*. You can use your Free4ME account everywhere... college, work, wherever life takes you!
*Notify us when you have an overdraft and we’ll refund your fee twice per year (January to December in a given calendar year)
Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.