hand with debit card terminal for payment

Checking/Debit Card

It’s your money. Wherever and whenever you want it.


You work hard for your money. You should be able to conveniently access it anywhere at any time. At Oxford FCU, our members enjoy fee-free checking accounts with all the features they expect and deserve.
You can open an account online, stop by an Oxford FCU branch or call us at 800.991.9219.  Here's a handy list of what you will need!

Adulting doesn’t have to be hard.free 4 me account


OFCU’s Free4ME account is designed especially for young adults aged 18-25. Get all the cool features listed above, plus overdraft forgiveness*. You can use your Free4ME account everywhere... college, work, wherever life takes you! 

 *Notify us when you have an overdraft and we’ll refund your fee twice per year (January to December in a given calendar year).

Veterans Benefits Banking Program (VBBP) Participant

OFCU is a proud participant of the Veterans Benefits Banking Program (VBBP). We are committed to offering products and services that make it easy for Veterans and beneficiaries to receive VA benefits electronically and manage their finances conveniently and securely.

If you happen to be a Veteran or beneficiary receiving federal monetary benefits from the VA and are looking for a safer way to receive your benefit payments, you can learn more about the Veterans Benefits Banking Program by visiting their website


Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.













Prepare for your future with an IRA.