Watch your savings grow.
It’s always good to have an emergency savings account, but you also might want to save for a future goal such as college or a home. With an Oxford FCU Share (savings) account, you'll earn monthly dividends on your balance and enjoy a wide range of convenient - and FREE - features such as:
- No minimum balances or monthly fees
- Free direct deposit and automatic payroll deductions/transfers
- All the products and services that enhance an Oxford FCU account
You can open an account online, visit a branch or call us at 1.800.991.9219. Here's a handy list of what you will need.
Club Accounts
Club Accounts help you save for something specific - the holidays, a vacation, new appliances, home repairs…and with the convenience of automatic transfers, you can ‘set it and forget it'!
Club Accounts help you save for something specific - the holidays, a vacation, new appliances, home repairs…and with the convenience of automatic transfers, you can ‘set it and forget it'!
Youth Savings Accounts
Youth share savings accounts help you teach your children great saving habits. Learn more about Youth Savings.
Youth share savings accounts help you teach your children great saving habits. Learn more about Youth Savings.
Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.
FAQ
What is the best savings account for growing your money?
The best savings account for growing your money depends on your goal. If you’re building savings or want easy access to your funds, an Oxford FCU Share Savings account is a great place to start, with monthly dividends, no minimum balance, and no monthly fees. If you have at least $2,500 saved, a Money Market Account can help you earn higher, tiered dividends while still keeping access to your money. For funds you can set aside for a fixed term, a Share Certificate may help you earn even more than a traditional savings account.
Are high-yield savings accounts worth it in 2026?
Yes, high-yield savings accounts can still be worth it in 2026, especially if you want your money to keep growing while staying easy to access. At Oxford FCU, a Money Market Account can help you earn higher, tiered dividends than a traditional savings account, while Share Certificates may be a good fit for funds you can set aside for a fixed term. The right choice depends on your balance, timeline, and how often you need to access your money.