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Personal Loan

For anything you need - or something you want.

Whether you're paying unexpected expenses, making emergency repairs or taking a once-in-a-lifetime trip, you don't want to wait long for your loan funds. Oxford FCU's lending team will find the best option for you and get the money in your hands as fast as possible.

  • Competitive rates
  • No application fees
  • Flexible repayment schedule helps keep your monthly budget under control
  • Quick local loan decisions
  • Conveniently apply online, with our mobile app, or over the phone
  • You can choose to sign all documents electronically – no need to come into a branch

Loan Options

  • Personal Loan: Consolidate debt, pay unexpected expenses, fund necessary repairs, plan a wedding and more.
  • Holiday Loan: Pay for holiday travel, family festivities or extra special gifts. Extra money means less stress, allowing you to fully enjoy the season.
  • Heating Loan: Yup, it gets plenty cold in Maine. If you need a little help with heating costs, we can lend you money to power generators or pay for wood, pellets, heating oil or propane.
  • Credit Builder Loan: Start moving your credit score in the right direction by making on-time loan payments. At the same time, you can begin saving for something you want - like a new car. Explore Credit Builder Loans.
  • Share & Certificate Secured Loans: These loans are secured by the funds in your Share Savings or Share Certificate accounts. By making payments, you'll begin building a solid credit history - or rebuilding one following some financial challenges.

You can easily apply for any personal loan online, through digital banking or by calling us at 1.800.991.9219.

Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.

Explore our account services.