Oxford Federal Credit Union

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Our OFCU Visa credit card is fee-free!

NO annual fee, NO balance transfer fee, NO fee for cash advances.

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It’s the credit union difference.

“OFCU takes care of their members. There is no other financial institution like it. OFCU goes the extra mile and has earned our loyalty”. – Ilse D.

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Auto loans? Easy!

“The staff are always helpful - they have always made the loan process completely effortless. I highly recommend OFCU.” – Don P.

Check out our special offers and promotions.


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We’d love to welcome you home!


“Wendy is absolutely fantastic. I just purchased a house and she made sure she let me know exactly what I needed to do. She didn't miss a thing. She is very professional, easy to talk to and made it go so smoothly. Thank you, Wendy!!!!” – Amy C.

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Life happens. So do loans.


“My pellet stove broke down during the cold snap last February, and I was able to get approved for a personal loan that day!” – Wanda M.

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Financial wellness is important to us.


We’ve partnered with Banzai to bring educational resources to our members, schools and communities. From budgeting to building credit, there’s a lot to discover and learn.

Get started!