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Share Certificates

Help your money climb higher and higher.

Your savings journey can be like a long hike in Maine - both require a focused, steady approach. With higher dividend rates and a choice of savings periods, Oxford FCU Share Certificates are a reliable way for your money to reach the goal it’s destined for.

  • Choose Share Certificates ranging from 3 months to 5 years
  • 3-month Share Certificates have a $500 minimum balance
  • 6-month to 5-year Share Certificates have a $1,000 minimum balance
  • Pays higher dividends than traditional savings accounts
  • In general, longer-term Share Certificates feature higher rates
  • Jumbo Share and IRA Share Certificates available in 2-year to 5-year terms
  • All Share Certificates renew automatically upon maturity - or you can transfer the funds to other Oxford FCU accounts
  • Can be used as collateral for Share Secured Loans
You can open a Share Certificate account online, visit a branch or call us at 1.800.991.9219.

*An early withdrawal penalty may apply. At Oxford Federal Credit Union, your money is insured for up to $250,000 by NCUA, with an additional $250,000 of coverage available through Excess Share Insurance (ESI).
Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.

Prepare for your future with an IRA.