The Power of the Blank Check
Pre-approval gives you power at the dealership and this special offer will give you $200 cash back*!
Don't walk onto the lot empty-handed - shop with a blank check.
- Know in advance how much you can spend and what your payments will be.
- Avoid buying a vehicle that costs more than you can comfortably afford.
- Protect yourself from the pressure of salesmen.
- No need to wait while the dealership obtains your financing.
NEW auto loan: rates as low as 4.75% APR**
USED auto loan: rates as low as 4.95% APR**
USED auto loan: rates as low as 4.95% APR**
RECREATIONAL loan: rates as low as 4.75% APR**
Three easy ways to apply:
- If you're an OFCU member, you can use the Apply for a Loan option in digital banking
- You can apply online
- Or call us at 800.991.9219
OFFER DETAILS
All loans subject to credit approval. $15,000 loan minimum. Membership required. If approved, a check (valid for 60 days) will be issued to buy a new or used auto or recreational vehicle at any licensed dealership up to your pre-approved limit. *To receive the $200 bonus, the blank check must be utilized before it expires. Limit one cash-back bonus per member. Account of member must be open and in good standing for bonus to be deposited into member’s account within 30 days of meeting requirements. Bonus is reported to the IRS as interest income. OFFER EFFECTIVE on January 1, 2026 and OFFER EXPIRES on March 15, 2026. Applications must be received no later than midnight on March 15, 2026, to be eligible for offer. Offer may be withdrawn/ modified without notice. Oxford FCU is an equal opportunity lender.
**APR is annual percentage rate. All rates shown are "as low as". All consumer loan rates are determined by an assessment of your credit and may vary from rate shown. APY is annual percentage yield. Call 1.800.991.9219 for current rates.
**APR is annual percentage rate. All rates shown are "as low as". All consumer loan rates are determined by an assessment of your credit and may vary from rate shown. APY is annual percentage yield. Call 1.800.991.9219 for current rates.
Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.