Cash Back

Put a little jingle in your pocket.
We have three ways you can save money AND get cash back!

#1

🚗 Get a better rate & get $250 cash back

Give our lenders a chance to save you money on your auto or recreational vehicle loan with another lender by refinancing with us.  You could pay less in interest over the life of your loan or pay it off faster!*

#2 

💳 Get the OFCU Visa credit card & get $150 cash back

Whether you transfer a balance from a high-rate card to pay it down faster, or just want a little more purchasing power, when you open an OFCU Visa credit card and use it you can earn cash back!**

#3

💰  Give your budget a break with a personal loan & get $100 cash back
A personal loan can help you heat your home this winter, prepare for the holidays, cover an unexpected expense, or pay for whatever it is you need right now. And when you open one, you get an additional $100!***

THREE EASY WAYS TO APPLY:
  1. If you're an OFCU member, you can use the Apply for a Loan option in digital banking 
  2. Apply online: Auto/Recreational Vehicle, OFCU Visa Credit Card, Personal Loan
  3. Or call us at 800.991.9219
Offer details

*Refinance
Internal refinances are not eligible. $5,000 loan minimum. All loans subject to credit approval. Membership required with $5 deposit. Limit one cash-back bonus per member. Account of member must be open and in good standing for bonus to be deposited into member’s account within 30 days of meeting requirements. Bonus is reported to the IRS as interest income. Offer starts on October 15, 2026, and ends on December 15, 2026. Applications must be received no later than December 15, 2026, to be eligible for offer. Offers may be withdrawn/ modified without notice. Oxford FCU is an equal opportunity lender.

**Visa Credit Card
Annual Percentage Rate will range from 6.9% APR to 17.9% APR and is determined based on creditworthiness. New VISA accounts are subject to credit approval and membership is required by opening a Share/Savings account with a $5 deposit. Limit one cash-back bonus per member. Offer starts on October 15, 2026, and ends on December 15, 2026. Applications must be received no later than December 15, 2026, to be eligible for offer. The credit card must be activated and used for purchases within 30 days of receiving the card to qualify for the $150 cash-back bonus. Account of member must be open and in good standing for bonus to be issued. Bonus deposited into member’s account within 30 days of meeting requirements and is reported to IRS as interest income. Offers may be withdrawn/modified without notice. Oxford FCU is an equal opportunity lender.

***Personal Loan
$1,500 loan minimum. Internal refinances are not eligible. All loans subject to credit approval. Membership required with $5 deposit. Limit one cash-back bonus per member. Account of member must be open and in good standing for payout to be deposited into member’s account within 30 days of meeting requirements. Bonus is reported to the IRS as interest income. Offer starts on October 15, 2026, and ends on December 15, 2026. Applications must be received no later than December 15, 2026, to be eligible for offer. Offers may be withdrawn/ modified without notice. Oxford FCU is an equal opportunity lender.  

 












Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.

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