Cash Back

2025 Year-End Loan Offer!

Finance (or refinance) your new/used auto OR recreational vehicle with OFCU before November 30, 2025 and we’ll give you $250 for your first payment. AND we’ll donate $25 to area toy drives. AND we have great new rates!
 
NEW auto loan: rates as low as 4.75% APR
USED auto loan: rates as low as 4.95% APR
RECREATIONAL loan: rates as low as 4.75% APR
 
Three easy ways to apply:
  1. If you're an OFCU member, you can use the Apply for a Loan option in digital banking and enter promo code LOAN25 before submitting the application
  2. You can apply online and enter promo code LOAN25 before submitting the application
  3. Call us at 800.991.9219. and mention promo code LOAN25 
OFFER DETAILS
Offer code must be included when applying to be eligible
Internal refinances are not eligible. $5,000 loan minimum. All loans subject to credit approval.
Membership required with $5 deposit. Limit one cash-back payout per member. Account of member must be open and in good standing for payout to be deposited into member’s account within 30 days of meeting requirements. Payout is reported to the IRS as interest income. Offer starts on October 1, 2025 and ends on November 30, 2025. Applications must be received no later than November 30, 2025 to be eligible for offer. Offer may be withdrawn/ modified without notice. Oxford FCU is an equal opportunity lender.

*APR is annual percentage rate. All rates shown are "as low as". All consumer loan rates are determined by an assessment of your credit and may vary from rate shown. APY is annual percentage yield. Call 1.800.991.9219 for current rates. 
 











Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.

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