Website Privacy Policy

 

Oxford Federal Credit Union is committed to protecting your privacy. This Website Privacy Policy explains how we collect, use, share, and safeguard information when you visit our website, online banking platform, or any digital services we provide.

INFORMATION WE COLLECYT

Personal Information You Provide

• Name
• Contact information (email, phone, address)
• Member account information submitted through secure forms
• Applications for membership, loans, or other financial services

Automatically Collected Information

• IP address
• Browser type and operating system
• Device information
• Pages visited and time spent
• Cookies and tracking technologies

Online Banking & Mobile App Information

• Login credentials
• Transactional data
• Device identifiers
• Location (if enabled on your device)

HOW WE USE YOUR INFORMATION

We use the information collected to:

• Provide financial services and manage your accounts
• Process applications and transactions
• Respond to inquiries and deliver member support
• Improve website functionality, security, and performance
• Send important service alerts or updates
• Comply with legal and regulatory requirements

HOW WE SHARE YOUR INFORMATION

We may share information only as permitted or required by law, including:

• With service providers who support our operations
• With credit bureaus
• With government or regulatory authorities
• As described in our GLBA-compliant Privacy Notice

YOUR CHOICES & CONTROLS

You may adjust cookie settings, opt out of marketing emails, or decline to provide information (understanding this may limit services).

SECURITY MEASURES

We use administrative, technical, and physical safeguards including encryption, firewalls, and secure authentication procedures.

COOKIES & TRACKING TECHNOLOGIES

Our website uses cookies to maintain session integrity, improve experience, and analyze usage. Browser settings allow cookie control.

LINKS TO THIRD-PARTY WEBSITES

We are not responsible for the content or privacy practices of external linked sites.

CHILDREN'S ONLINE PRIVACY

We do not knowingly collect information from children under 13, and will delete such data if discovered.

CHANGES TO THIS POLICY

We may update this policy; changes will appear with a revised “Last Updated” date.

CONTACT US
If you have any questions or complaints about this Privacy Policy or the App’s data collection or processing practices, or if you want to report any security violations to the App, please contact Oxford FCU by email at: OxfordFCU@ofcu.org or by mail at:
Oxford FCU
225 River Road
Mexico, ME 04257