woman holding credit card and cash


Get the OFCU Visa & Get $150!

  • Fixed interest rates as low as 6.9%*
  • No annual fee, cash advance fee or balance transfer fee
  • ScoreCard Rewards program turns purchases into statement credits, discounts on gas, travel services and more
  • Mobile and online account management
  • Easily added to your digital wallet for mobile payments
  • 24/7 fraud monitoring (phone, text and email)
  • Visa Zero Liability means you're not held responsible for unauthorized purchases
Three easy ways to apply:
  1. You can apply online and enter promo code VISA150
  2. Or call us at 800.991.9219. and mention promo code VISA150 
  3. If you're an OFCU member, you can use the Apply for a Loan option in the mobile app and enter promo code VISA150 
Having trouble getting through by phone? Email our lending team or use the Contact Us form.
Learn more about the Oxford FCU Visa credit card. 

**OFFER EXPIRES December 16, 2022
*The Unsecured Visa interest rate is determined by credit score, and can be as low as 6.9% annual percentage rate, calculated at the periodic rate of .575% per month. The maximum interest rate is 17.9% annual percentage rate, calculated at the periodic rate of 1.492%.
**Annual Percentage Rate will be determined based on creditworthiness. New VISA accounts subject to credit approval and membership is required with $5 deposit. To receive $150 bonus, VISA credit card account must be opened with offer code VISA150. Account of member must be open and in good standing for bonus to be issued. Bonus deposited into member’s account within 90 days of meeting requirements and are reported to IRS as interest income. Offers may be withdrawn/modified without notice. OFFER EFFECTIVE as of October 1, 2022 and EXPIRES December 16, 2022. Application must be received no later than December 16, 2022, to be eligible for offer.

Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.

Check out our special offers and promotions.