Budget Break

Three ways you can give your budget a break.

1. Transferring your high-interest credit card balances to an OFCU Visa may help you pay off debt faster - because our interest rate can be as low as 6.9%*!  And we won't charge you a balance transfer fee!

Learn more about our Visa credit card and easily apply online(Opens in a new Window), within digital banking or by calling 800.991.9219

  • Do you know what the interest rate is on the credit card(s) in your wallet? Use this handy credit card payoff calculator to see how long it will take to pay off your balances.

2. Consider refinancing. Bring us your auto or recreational vehicle loan from another lender to see if we can save you money. We typically can!

You can easily apply for an auto loan online(Opens in a new Window), within digital banking, or by calling us at 1.800.991.9219.

3. Consolidate and pay off debt with a personal loan. Making one payment instead of several is easier to manage and you can choose monthly, bi-weekly or weekly payments on an OFCU loan - whatever works best for you and your budget.

You can easily apply for any personal loan online(Opens in a new Window), within digital banking or by calling us at 1.800.991.9219.

Let us help - it's what we do.
We know life happens, and our team is always ready to work with you. Before you become overwhelmed, let us try to find ways to save you money and lower your expenses.  Contact us here, send a message in digital banking or call 1.800.991.9219.
 
*The Unsecured Visa interest rate is determined by credit score, and can be as low as 6.9% annual percentage rate, calculated at the periodic rate of .575% per month. The maximum interest rate is 17.9% annual percentage rate, calculated at the periodic rate of 1.492%.












Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.

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