inspiring our members to achieve financial success

Free4ME Checking & Debit Card

The Ultimate Account for 18-25 Year Olds
Getting started financially can be tough. Saving money, establishing credit, and managing your finances takes time. Sometimes, all you need is a little head start – and forgiveness.


With an Oxford FCU Free4ME Account, you get both.

  • No monthly fees
  • No minimum balance required
  • Two "Oops! Refunds" a year* (if you overdraw your account and notify us, we’ll forgive your overdraft charges twice per year)
  • Free VISA Debit Card for all your purchases and withdrawals


Use your Free4ME Account everywhere you go.
With more branches and free ATMs than any single bank in Maine, you’ll always have the purchasing power and access to cash you need, plus:


Open your Oxford FCU Free4ME Account now and we’ll give you a $10 gift card just to say thanks. We can also help with your first car loan or credit card.

To open an account online Click Here or call us at 1.800.991.9219.


* A "year" is defined as January to December in a given calendar year.