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VISA® Credit Cards

The Smart Credit Card Choice

Why carry a card from a mega-bank when you can get a competitive low rate VISA from Oxford Federal Credit Union now with a REWARDS program! At Oxford FCU we have interest rates as low as 6.9% APR. 
 

An Oxford FCU VISA Credit Card also offers these great benefits:
  • No Annual Fee
  • No Fee for Cash Advance
  • Low, Competitive Interest Rate
  • No Minimum Finance Charge
  • ScoreCard Rewards
  • 25 Day Interest Free Grace Period on Purchases
  • Pay your Bill Online at ofcu.org
  • Transfer Money, Schedule Payments, View Account History Online
  • Worldwide Acceptance
  • Travel/Accident Insurance
  • On Site VISA Card Specialist

Share Secured VISA Credit Card
If you haven't established a credit score, or your credit score is a little bruised, we have the perfect solution, a Share Secured VISA Credit Card. This unique option ties your spending limit to funds in a a Share (Savings) Account, plus you get a low rate, the purchasing ability you need and a chance to establish or rebuild your credit.
  • Click Here to Apply for Your Oxford FCU VISA Online
  • To print a VISA Application & Disclosure Click Here

 

Who do I call if my VISA Credit Card Lost or Stolen?
If you have a lost or stolen VISA Credit Card, please call us at 1.800.991.9219 during normal business hours. Otherwise please call 1.800.991.4961 to report your card as lost or stolen.


Disclosures
The Unsecured VISA® interest rate is determined by credit score, and can be as low as 6.9% annual percentage rate, calculated at the periodic rate of .575% per month. The maximum interest rate is 17.9% annual percentage rate, calculated at the periodic tate of 1.492%. The Share Secured VISA® Finance Charge (interest) is calculated at the periodic rate of .408% per month, which is an Annual Percentage Rate of 4.9%. For a full disclosure contact Oxford Federal Credit Union.


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ABOUT OXFORD FEDERAL CREDIT UNION

Oxford Federal Credit Union serves over 17,000 members at our convenient, full service locations in Mexico and Norway and via mobile, telephone and online banking. From checking to home loans, we have the products and services you need and want. If you live, work, worship or attend school in Oxford County, Maine you are eligible for membership at Oxford Federal Credit Union. We look forward to serving you, let's grow together!

GET IN TOUCH

Mexico Office:
225 River Road
Mexico, Maine 04257
Phone: 207.369.9976
Fax: 207.364.8962

Norway Office:
54 Fair Street
Norway, Maine 04268
Phone: 207.743.2638
Fax: 207.743.7138
Toll-free: 800.991.9219

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