Give Your Savings A Boost
For long-term savings goals such as retirement or helping your children with college costs, Oxford Federal Credit Union Share Certificates are a safe, easy way to earn a better rate of return on your money.
Simply decide how much money you’d like to set aside, and the length of time you’d like to save. Terms range from 3 months to 5 years.
An Oxford FCU Share Certificate:
- Offers a competitive, guaranteed rate of return
- Pays higher dividends than traditional savings
- Is Federally insured by the NCUA up to $250,000 and an additional $250,000 of insurance is provided by Excess Share Insurance (see tab below)
- Renews automatically
- Share Certificates can be used as Collateral for Share Secured Loans (see tab below)
Share Certificate Terms and Balances
- 3-month term, $500 minimum balance
- 6-month to 5-year term, $1,000 minimum balance
- Jumbo ($95,000 and greater) Share & IRA Share Certificates are also available
- Youth Certificates can be opened with just $100
- Early withdrawal penalties may apply
Apply online for a Share Certificate or to learn more, call us at 800.991.9219.