Since 1938 Oxford Federal Credit Union has been providing its members outstanding financial services - at the lowest possible cost.

Our comprehensive financial services rival those of larger institutions, with the convenience of dealing with credit union representatives you know and trust. Take advantage of our time-saving features, such as direct deposit, ATM networks, powerful telephone access to your account, home banking, and more. At OFCU, we're here to help!

Once you become a member, you are welcome to remain a member regardless of whether you change jobs, move, or retire. If your lifestyle does change, you can access credit union financial products and services by mail, fax, phone, at thousands of ATMs, and online at our website.

Share (Savings) And Investment Accounts
We offer a variety of high yield savings and investment accounts. Each is designed to help you reach your financial goals. Youth membership is encouraged through Monty Moose Youth Saver's Club and Gen S Teen Saver's Plan.

Loans For All Reasons
When you need to borrow for any reason, come to Oxford Federal Credit Union. You'll appreciate our low rates, flexible repayment terms, hassle-free loan process, and quick turn-around time. When you take advantage of Direct Deposit, you can automatically make loan payments from your Credit Union Share (Savings) or Share Draft (Checking Accounts)!

Share Draft (Checking)
Our Share Draft (Checking) Account is your alternative to the high minimum balance requirements, checking fees, and service charges of other financial institutions. Discover how easy it is to manage your money with our full-featured Share Draft (Checking) account.

Automatic Transfer
Enjoy the convenience of having automatic payments or transfersto your loans, clubs, shares or share draft accounts. You choose the account (share or share draft) you prefer your transfers to come from and you choose the frequency (weekly, bi-weekly, monthly, etc.). Let automatic transfers do all of the work for you - loan payments are always on time and saving or budgeting has never been easier!

CU24 VISA Debit Check Card
Use our CU 24 VISA Debit Check Card instead of writing a check to make purchases wherever the VISA logo is displayed, and at ATM card locations to withdraw cash, verify balances, and to transfer funds between your Share (Savings) and Share Draft (Checking) accounts. Oxford Federal Credit Union is a member of the Surf Alliance of surcharge free access to credit union ATMs across Maine. Look for the Surf Alliance logo and transact your ATM business surcharge free.

VISA Credit Card
Our low interest VISA Credit Card is perfect for shopping, travel, and in case of emergency. No Annual Fee.  And, you have the peace of mind of on-site VISA specialists.

Free Insurance Quotes on Auto and Home
Oxford Federal Credit Union makes insurance products through MEMBERS AUTO Insurance conveniently available to our members.  Members can obtain a competitive quote on any of their coverages by filling out a short form at the credit union. There is no obligation and you may find you can save money on your insurance costs!

Financial Planning
Oxford Federal Credit Union makes Northeast Planning Associates, Inc. available to our members.  Members can choose to get expert and professional financial planning advice*. Whether our members are retiring, making decisions about 401(k) allocation, managing debt, or need advice on medical planning, a knowledgeable professional is available to our members.

*Financial Planner offers advisory services through Northeast Planning Associates, Inc. (NPA), a registered investment advisor. Securities and advisory services offered through Linsco/Private Ledger (LPL), member FINRA / SIPC. Not NCUA Insured, No Credit Union Guarantee, May Lose Value.  Oxford Federal Credit Union, NPA and LPL are not affiliated.  59 Main Street, Madison, ME 04950 (207) 782-1641 

The financial professionals associated with this site may only discuss or transact securities business with residents of the following states: AZ, CT, FL, GA, ME, NH, and OK.

CU Anywhere/Bill Payer

When members sign up for on-line banking and bill payer, they are able to access their accounts, check balances, make transfers and even set up their own payment plans for all their bills.

Audio Response Phone System, TellerPhone
Many of our members use our audio response phone system to access accounts, check balances, and make transfers. Between TellerPhone and CU Anywhere , members can access their accounts 24/7 without stepping foot into the credit union!

Credit Report Review
Ever wonder what your credit report means? Ever wonder what steps you can take right now to enhance your credit score? Our OFCU team of qualified lenders can help! Call or stop by for a free consultation and start today to get back on the road to good credit - it's your financial report card for life!

Related Pages:
Other Services

Mexico Office:
225 River Road
PO BOX 252
Mexico, Maine 04257
Phone: 207.369.9976
Fax: 207.364.8962

Norway Office:
54 Fair Street
Norway, Maine 04268
Phone: 207.743.2638
Fax: 207.743.7138

Email: oxford@ofcu.org
Toll-free: 800.991.9219