
Identity theft is a serious crime. It occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes. Identity theft can cost you time and money. It can destroy your credit and ruin your good name.
Each year, millions of Americans have their identity stolen. The Federal Trade Commission, the nation's consumer protection agency, wants you to have the information you need to protect yourself against identity theft. This information is summed up in the FTC's clear and concise message on identity theft: Deter, Detect, Defend.
DETER identity thieves by safeguarding your information
DETECT suspicious activity by routinely monitoring your financial accounts and billing statements
DEFEND against ID theft as soon as you suspect a problem
While there is no fool-proof way to avoid ID theft, there are steps you can take to minimize your chance of becoming a victim, and steps to take to minimize the damage should a theft occur.
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