While you're pinching pennies during the recession, scammers keep finding innovative ways to pick your pocket.
What is identity theft?
While nothing can guarantee that you won't become a victim of identity theft, you can minimize your risk, and minimize the damage if a problem develops, by making it more difficult for identity thieves to access your personal information.
The best way to detect identity theft is to monitor your accounts and bank statements each month, and check your credit report on a regular basis.
Take steps to respond to and recover from identity theft as soon as you suspect it.
Identity theft is a serious crime.
What is "pretexting" and what does it have to do with identity theft?
While dealing with problems resulting from identity theft can be time-consuming and frustrating, most victims can resolve their cases by being assertive, organized, and knowledgeable about their legal rights.
Heartland Payment Systems announced on January 20, 2009 that it has had a data intrusion into its processing systems.
The League said that MasterCard and Visa investigations continue into this matter; however, the information received states that this processor had magnetic stripe data compromised by malicious software between the dates of May 16, 2008 and August 19, 2008, and has affected banks and credit unions.
Credit union information received within the last week suggests an increase in phishing activity. The fraud appears to be widespread geographically and fraudsters are utilizing a variety of ways to obtain personal member information. Examples of recent reported phishing activity includes the following:
Card Services has been notified by the Risk Office Team at Fiserv that they are receiving reports of a telephone scam involving fraudsters attempting to obtain personal information from cardholders.
The Federal Trade Commission Official Identity Theft Website is a one-stop national resource to learn about the crime of identity theft. It provides detailed information to help you deter, detect, and defend against identity theft.
Please be aware that other financial institutions in our area have recently reported a fraudulent e-mail, telephone and text message scam in which their members had been told their accounts were being suspended.
Have you been "phished?" Report phishing emails, pharming sites and crimeware.
Card Services has been advised by several credit unions of an apparent telephone scam affecting their members.
The IRS is warning people of new e-mail and telephone scams that are using the IRS name. These scams are based on the economic stimulus payments which Americans started receiving earlier this week.
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