Since 1938 Oxford Federal Credit Union has been providing its members outstanding financial services--at the lowest possible cost.
Our comprehensive financial services rival those of larger institutions, with the convenience of dealing with credit union representatives you know and trust. Take advantage of our time-saving features, such as direct deposit, ATM networks, powerful telephone access to your account, home banking, and more. At OFCU, we're here to help!
Once you become a member, you are welcome to remain a member regardless of whether you change jobs, move, or retire. If your lifestyle does change, you can access credit union financial products and services by mail, fax, phone, at thousands of ATMs, and online at our website.
We offer a variety of high yield savings and investment accounts. Each is designed to help you reach your financial goals.
Youth membership is encouraged through Monty Moose Youth Saver's Club and Gen S Teen Saver's Plan.
When you need to borrow for any reason, come to the Credit Union. You'll appreciate our low rates, flexible repayment terms, hassle-free loan process, and quick turn-around time. And, when you take advantage of Direct Deposit, you can automatically make loan payments from your Credit Union Share Savings or Share Draft/Checking Accounts!
Share Draft/Checking Our Share Draft/Checking Account is your alternative to the high minimum balance requirements, checking fees, and service charges of other financial institutions. Discover how easy it is to manage your money with our full-featured checking account.
Automatic Transfer
Enjoy the convenience of having automatic payments to your loans, clubs, shares or share draft accounts. You choose the account (share or share draft) you prefer your transfers to come from and you choose the frequency (weekly, bi-weekly, monthly, etc.). Let automatic transfers do all the work for you--loan payments are always on time and saving or budgeting has never been easier!
Use our CU 24 VISA Check Card instead of writing a check to make purchases, and at ATM card locations to withdraw cash, verify balances, and to transfer funds between your Share Savings and Share Draft/Checking accounts--wherever the VISA logo is displayed. Oxford Federal Credit Union is a member of the Surf Alliance of surcharge free access to credit union ATMs across Maine. Look for the Surf Alliance logo and transact your ATM business surcharge free.
VISA Credit Card Our low interest VISA Credit Card is perfect for shopping, travel, and in case of emergency. And, you have the peace of mind of on-site VISA specialists.
Free Insurance Quotes on Auto, Home and Business
Oxford Federal Credit Union offers our members a broad range of insurance products through our affiliation with Equinox Financial and Insurance Service, Inc. Members can obtain a competitive quote on any of their coverages by filling out a short form at the credit union. There is no obligation and you may find you can save money on your insurance costs!
Financial Planning
Oxford Federal Credit Union has partnered with Northeast Planning Associates, Inc. to offer our members expert and professional financial planning advice. Whether our members are retiring, making decisions about 401(k) allocation, managing debt, or need advice on medical planning, a knowledgeable professional is available to our members.
On-line Home Banking/Bill Payer, CU Anywhere
When members sign up for on-line banking and bill payer, they are able to access their accounts, check balances, make transfers and even set up their own payment plans for all their bills.
Many of our members access our audio response phone system to access accounts, check balances, and make transfers. Between TellerPhone and CU Anywhere , members can access their accounts 24/7 without stepping foot into the credit union!
Ever wonder what your credit report means? Ever wonder what steps you can take right now to enhance your credit score? Our OFCU team of qualified lenders can help! Call or stop by for a free consultation and start today to get back on the road to good credit - it's your financial report card for life!
