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New & Used Vehicles
Pre-Approved Loan Draft Program
Thinking about buying a new vehicle?
Want to negotiate your best deal and avoid high-reassure dealer financing tactics?
Then our Pre-Approved Loan Draft Program is for you! Check out our current rates!
Before buying a new car, be sure to get the Blue Book value of the car you own now.
Oxford Federal Credit Union has partnered with Insurance Innovations and Auto Buying Consultants of Maine to offer our members an “enjoyable, stress-free auto shopping experience." ABC of ME is owned and operated by Alan Ramsdell. With over 30 years of automotive experience, Ramsdell offers his unbiased advice and personalized service for a modest fee, saving clients hours of searching and possibly hundreds—even thousands of dollars on their new vehicle. This service is available for new and used vehicle purchases, leases, and includes negotiating trade-in of your current vehicle. Find out more about this valuable service at ABC of Maine’s website, www.abcofme.com.
Recreational Vehicles
We offer great, low rates and flexible payment plans on motorcycles, boats, RVs, snow machines, four wheelers--all designed to get you rolling! Check out our rates.
Share Secured
Want to make a purchase but don't want to use your own savings? How about using your savings to secure a loan? We offer great rates. Your account stays intact, securing your loan and you have the funds you need.
Personal
You know who you are, and what your special needs are. Use a personal loan for anything from purchasing a computer, financing a vacation, or debt consolidation.
Holiday
For some folks, the holidays mean charging up the credit cards and taking years to repay. Why not use a Holiday loan this year. We have great low rates and you'll have that season paid off in one year! Check out our rates during the holiday season.
Overdraft Protection
If you currently have a checking account with Oxford Federal Credit Union, you already know the advantage of our no cost checking accounts. You can make this checking account even better by adding our Overdraft Protection Line of Credit. This added security line of credit will protect you in case of an error in your checkbook or if you are in need of a short-term loan in advance.
Our Overdraft Protection Line of Credit is designed with YOU in mind:
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Credit Limits up to $2,000.
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Automatic Payment Option Available
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Low Fixed Annual Percentage Rate of 15%.
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Monthly payments are 3% of balance or $20, whichever is greater
Advances appear on your monthly checking account statement and payments are due by the 25th of each month.
Student Loans.......more
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