VISA Credit Card
Home Equity Products

Our OFCU VISA Credit Card has NO ANNUAL FEE, and a fixed rate as low as 6.9% APR*!
Transfer a balance over $500 from another credit card, and get a rebate of 2% on the transferred balance!
*Annual Percentage Rate Based on Credit Score
 

Save Instantly! Our great VISA card just got better!

Our low interest VISA Credit Card is perfect for shopping, travel, or in case of an emergency. Take a look: 
  • Low VISA APR
  • NO Annual Fee
  • On-Site VISA Specialist
  • No fee for cash advance 
  • NO Minimum Finance Charge
  • 25-day interest-free Grace Period on Purchases
  • Travel/Accident Insurance
  • Cash Advances Worldwide
  • 24/7 Access to accounts Via www.ezcardinfo.com
  • Plus Much More!
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    Your VISA debit and credit cards are now protected by Verified by VISA. It password-protects your card for free when you shop online. The next time you shop at participating online stores, you'll see some new screens. Enter the information requested to activate your card in order to complete your transaction. Or, you can activate your card right now! Click on the Verified by VISA logo, and follow the easy steps. It only takes minutes, and then your card will have password protection whenever you shop online. Shop online with greater security at participating stores listed at www.visa.com/verified.

    The Unsecured VISA interest rate is determined by credit score, and can be as low as 6.9% annual percentage rate, calculated at the periodic rate of .575% per month.  The maximum interest rate is 17.9% annual percentage rate, calculated at the periodic rate of 1.492%.  The Share Secured VISA Finance Charge (interest) is calculated at the periodic rate of .408% per month, which is an  annual percentage rate of 4.9%.
    For a full disclosure, contact Oxford Federal Credit Union.
     
     
    Share Secured VISA
     
    A Share Secured OFCU VISA is a great way to establish or re-establish credit.  With a $500 minimum secured share account balance, you will receive a $500 minimum VISA limit.  What a nice way to teach your college-bound son or daughter the right way to use a credit card.  And, it's a great way for folks to get their credit back on the right track!  Contact our VISA department today!
     
    To Report a Lost or Stolen VISA Credit Card, call our office during business hours, or call this number anytime, 24/7:  1-800-991-4961
     
    For a full disclosure, please call Oxford Federal Credit Union and speak with a financial service representative.
    *2% rebate applies to balance transfers over $500 to your OFCU Visa Credit Card. 
    ** VISA credit card Interest rate may vary among applicants and is determined by credit score.

     

     

     

    Be credit card smart and transfer balances on those high-interest credit cards to your OFCU VISA Card today!  As thanks, we'll pay you 2% on the transferred balance*.  Our VISA card is better than ever, now with an interest rate that fits your lifestyle**.  Your 2% rebate is yours to use any way you like!
    Hurry, this offer is for a limited time only! Stop by one of our branches, or call 1-800-991-9219 to receive your 2% rebate* today!
     
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